Financial Statements
BALANCE SHEET AS AT 31 MARCH 2023
Capital and Liabilities |
As On |
As On |
Property and Assets |
As On |
As On |
1 Capital |
343,44,35,100 |
275,98,23,100 |
1 Cash |
340,90,18,899 |
247,08,98,595 |
2 Reserve Fund And Other Reserves |
240,81,72,828 |
230,34,20,768 |
2 Balance With Other Banks |
145,56,22,340 |
515,84,71,296 |
3 Principal/Subsidiary State Partnership Fund A/C |
|
|
3 Money At Call And Short Notice |
|
|
4 Deposits and Other Accounts |
6,371,88,67,130 |
5,651,17,15,528 |
4 Investments |
1,771,45,03,684 |
1,389,44,37,082 |
5 Borrowings |
2,651,89,27,266 |
2,239,48,88,305 |
5 Investment out of the Principal/Subsidiary State Partnership Funds |
|
|
6 Bills for Collection (Being Bills Receivable as Per Contra) |
22,47,385 |
15,20,918 |
6 Advances |
7,132,88,11,037 |
5,949,20,23,488 |
7 Branch Adjustment |
|
|
7 Interest Receivable |
3s6,38,28,465 |
376,09,25,220 |
8 Overdue Interest Reserve |
|
|
8 Bills Receivable ( Being bills for collection as per contra) |
22,47,385 |
15,20,918 |
9 Interest Payable |
68,41,344 |
91,66,190 |
9 Branch Adjustment |
|
|
10 Other Liabilities |
282,68,30,635 |
235,50,48,234 |
10 Premises Less Depreciation |
123,01,50,920 |
134,14,68,808 |
11 Profit and Loss Account |
39,28,71,356 |
35,49,32,647 |
11 Furniture And Fixtures Less Depreciation |
29,36,57,853 |
10,86,20,213 |
|
|
|
12 Other Assets |
21,39,78,574 |
38,55,15,225 |
|
|
|
13 Non Banking Assets Acquired in Satisfaction of Claims |
9,73,73,887 |
7,66,34,84s |
TOTAL |
9,930,91,93,044 |
8,669,05,15,690 |
TOTAL |
9,930,91,93,044 |
8,669,05,15,690 |
CONTINGENT LIABILITIES: |
|
|
|
|
|
(i) Outstanding liabilities for guarantees issued |
|
|
|
|
|
(ii) Others (Refer point 17 of Schedule 22) |
26,98,98,216 |
58,32,89,631 |
|
|
|
PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED 31 MARCH 2023
Expenditure |
For the Year Ended |
For the Year Ended |
Income |
For the Year Ended 31-03-2023 |
For the Year Ended 31-03-2022 |
1 Interest on Deposits, Borrowings Etc. |
527,62,63,359 |
418,45,31,393 |
1 Interest And Discount |
763,27,04,003 |
648,34,11,147 |
2 Salaries, Allowances, Provident Fund and Other Staff Costs |
65,71,70,977 |
59,25,84,624 |
2 Commission, Exchange & Brokerage |
45,96,544 |
34,51,621 |
3 Directors and Local Committee Members Fees And Allowance |
40,28,500 |
34,05,350 |
3 Other Income - As Per Schedule |
24,16,28,982 |
18,79,20,806 |
4 Rent, Taxes, Insurance And Lighting Etc |
12,50,82,055 |
11,63,43,442 |
|
|
|
5 Law Charges |
14,37,059 |
27,26,000 |
|
|
|
6 Postage, Telegrams And Telephone Charges |
1,72,05,787 |
150,89,947 |
|
|
|
7 Auditors' Fees |
2,21,50,900 |
75,13,320 |
|
|
|
8 Depriciation On Bank's Assets |
7,42,72,512 |
794,58,892 |
|
|
|
9 Stationery, Printing & Advertisement |
3,87,39,275 |
307,22,027 |
|
|
|
10 Loss From Sale Of Or Dealing With Non-Banking Assets |
|
|
|
|
|
11 Provision For Employees Pension Fund |
1,00,00,000 |
2,00,00,000 |
|
|
|
12 Provision For Gratuity |
3,50,00,000 |
6,00,00,000 |
|
|
|
13 Other Expenditure |
100,47,07,749 |
105,74,75,932 |
|
|
|
14 Balance Of Profit |
61,28,71,356 |
50,49,32,647 |
|
|
|
TOTAL |
787,89,29,529 |
667,47,83,574 |
TOTAL |
787,89,29,529 |
667,47,83,574 |
PROFIT AND LOSS ADJUSTMENT ACCOUNT
Expenditure |
For The |
For The |
Income |
For The |
For The |
Provision for Income Tax | 22,00,00,000 |
15,00,00,000 |
Balance of Profit | 61,28,71,356 |
50,49,32,647 |
Provision for deferred tax liability - net |
- |
- |
Provision for deferred tax asset - net |
- |
- |
Net Profit for the year |
39,28,71,356 |
35,49,32,647 |
|
|
|
Total |
61,28,71,356 |
50,49,32,647 |
Total |
61,28,71,356 |
50,49,32,647 |